One of the benefits of buying a new DENZA is access to DENZA Financial Services, part of the House of DENZA ownership experience, offering a range of financial solutions designed to make your purchase experience convenient and suited to your life.
DENZA Financial Services unlocks personalised pricing and an interest rate tailored to your individual circumstances, fixed for the duration of your loan.
Speak to your local dealer to learn how DENZA Financial Services can support your new vehicle purchase.
The Benefits of DENZA Financial Services
SEAMLESS EXPERIENCE
Talk to our subject matter experts in store. Save time and organise your finance at the time of purchase.
DIGITAL FIRST
Apply for and sign your documentation electronically. It’s the quick, hassle-free and secure way to organise your finance.
PERSONALISED
Our subject matter experts will help you create a loan structure that suits your personal circumstances.
What Loan is Right for You?
CONSUMER LOAN1
A consumer loan is a typical secured loan and is available for new and used vehicles being purchased for personal use.
Once eligibility is determined, customers with loan terms up to 5 years can also opt for a balloon payment at the end of the loan.
There is no deposit requirement and repayments and interest rates are fixed during the term of the loan, providing certainty for you over the life of the loan.
Repayments can be paid fortnightly or monthly, allowing you flexibility to manage your payment schedule.
Key components of a consumer loan include:
- Personal use
- Competitive interest rate, fixed for the life of the loan
- Fixed monthly or fortnightly repayments
- Loan terms of 2 – 7 years
- No deposit requirement
- Optional balloon for loan terms up to 5 years to reduce your repayments, although you will have to pay a balloon amount at the end of the loan.
BUSINESS LOAN1
A Chattel Mortgage (Business Loan) is available to ABN Holders, provided the vehicle you are purchasing is primarily for business use.
Once eligibility is determined, customers with loan terms up to 5 years can also opt for a balloon payment at the end of the loan.
There is no deposit requirement and monthly repayments and interest rates are fixed during the term of the loan, providing certainty for your business’ cash flow.
Key components of a chattel mortgage include:
- Predominantly for business purposes
- Competitive interest rate, fixed for the life of the loan
- Fixed monthly repayments
- Loan terms of 2 – 7 years
- No deposit requirement
- Optional balloon for loan terms up to 5 years to reduce your repayments, although you will have to pay a balloon amount at the end of the loan
Future Choice2
As part of the House of DENZA ownership experience, DENZA Future Choice is DENZA's Guaranteed Future Value program giving eligible customers greater confidence when planning their future ownership journey.
DENZA Future Choice gives you confidence, flexibility, protection and lower monthly repayments3 when financing your next DENZA. It's similar to a regular loan with a balloon payment at the end of the term, and with DENZA Future Choice you'll already know what your final payment will be.
If your DENZA has been well looked after, adheres to the Fair Wear and Tear Guide and meets the agreed kilometre usage, you'll already know your next move with confidence built in.
At the end of your agreed loan term, you can:
1. Trade in your new DENZA for a new one.
2. Return your vehicle to us.
3. Retain your DENZA for yourself.
With greater certainty today and more flexibility tomorrow, DENZA Future Choice helps make every stage of ownership feel as rewarding as the first.
1. Credit criteria, fees, charges and terms and conditions apply. Approved applicants only. The information provided on this website is general in nature and for information only. Nothing on this website constitutes or should be considered to constitute legal, taxation or financial advice. Before making a decision about any of the products and services featured on this website, you should consult with your own independent legal, taxation and financial advisors, who can advise you about your personal circumstances. Finance is provided by Allied Retail Finance Pty Ltd trading as BYD Financial Services ABN 31 609 859 985 Australian credit licence 483211.
2. DENZA Future Choice is the minimum future value of your vehicle as determined by DENZA Financial Services and set out in your contract. At the end of the term, you can select from three options: (1) trade the vehicle and repay your loan balance; (2) return the vehicle to us; or (3) retain the vehicle by paying the minimum future value amount, which is a final amount owed to us at the end of the loan term. You may not be able to return the vehicle to us if you have travelled more than 15% of the agreed kilometre allowance. Total interest payable on the loan will be higher than a loan with no minimum future value.
3. Monthly repayments will be lower compared to a similar loan term with no minimum future value or no equivalent balloon final payment. Available on selected new and demonstrator vehicles only. Vehicle eligibility is subject to change. If you decide to return your car at the end of your term, DENZA Financial Services, or another person or entity with DENZA Financial Services’ agreement will purchase the vehicle from you for the minimum future value, which will be applied to reduce your outstanding loan amount. However, you will need to pay us an additional amount if the vehicle is damaged or you have travelled excess kilometres. Credit criteria, fees, charges and terms and conditions apply. Approved applicants only. Finance provided by Allied Retail Finance Pty Ltd trading as DENZA Financial Services ABN 31 609 859 985 Australian credit licence 483211.