Guaranteed Future Value
Flexibility when the time comes
With guaranteed future value, you have the choice with what you do with your vehicle at the end of your loan, whether you keep it, trade it, or return it. It’s the freedom to choose your next move.
Here are your options
Trade your vehicle
Ready for an upgrade? Trade in your vehicle at a participating dealer and drive away in a new or demonstrator model. If your trade-in value exceeds the GFV, you can use the difference towards your next vehicle.
Keep your vehicle
Can’t let go of your wheels? No problem. Pay the remaining balance on your finance contract, and it’s yours to keep.
Return your vehicle
Return your vehicle to a participating dealership and the agreed future value amount for your vehicle will be used to satisfy the balloon payment amount under the loan contract. Just make sure it meets the fair wear and tear guidelines, kilometre allowance, and contract terms. Simple.
How does Guaranteed Future Value work?
Choose a car
Choose a GFV eligible new or demo vehicle.
Select your loan term
Choose if you wish to pay a deposit or not. Choose a loan term of 3, 4 or 5 years. Then select your expected annual kilometres from the available options, starting at 10,000km per year, up to 25,000km (in 5,000km increments).**
Drive away in your car
When your loan is approved, we’ll then confirm your repayment plan and GFV upfront, so you can drive away with clarity and confidence (subject to GFV terms and conditions).
What's in it for you?
Peace of mind
Reassurance when you know upfront what the value of your vehicle will be at the end of your loan term.
Choice and flexibility from start to finish
Start by choosing the loan term and annual kilometre allowance to suit your needs and lifestyle. Finish the loan with a choice to trade in, keep or return the vehicle.
Lower monthly repayments
Compared to a standard loan without a final lump sum payment over the same term and same amount financed^.
Contact DENZA Sydney to learn more.
Disclosures
Approved applicants only. Credit criteria, terms, conditions, fees and charges apply. The information provided on this website is general in nature and for information only. Nothing on this website constitutes or should be considered to constitute legal, taxation or financial advice. Before making a decision about any of the products and services featured on this website, you should consult with your own independent legal, taxation and financial advisors, who can advise you about your personal circumstances. Finance is provided by Angle Auto Finance Pty Ltd ABN 16 161 130 696 . Australian Credit Licence 530731.
The Guaranteed Future Value (GFV) is the minimum future value of your vehicle at the end of the loan term subject to fair wear and tear conditions and agreed kilometres being met and is determined by Angle Auto Finance before the start of your loan. It is not a representation by Angle Auto Finance as to the likely market value of your vehicle as at the end of your finance contract. Provided you comply with the GFV terms and conditions, the GFV amount you receive at the end of the loan term will satisfy the balloon amount on your finance contract, even if the value of the vehicle is less than the balloon amount. Adjustments to the GFV amount may apply. If you wish to trade in or keep your vehicle, you have to pay out the outstanding amount owing on your finance contract. Please consider whether this GFV product is appropriate for your circumstances. Fleet, government, rental buyers, hire car and chauffeur companies are excluded. Available only at participating dealers on eligible new and demonstrator vehicles. Full terms and conditions are available upon request.
**Excess kilometre charges will apply if the contracted kilometre allowance is exceeded. Refer to the GFV Product Information Guide here for more information.
^Compared to the monthly repayments for a standard loan with the same loan term, same amount financed and no balloon. Your total interest charged may be higher if you choose the GFV product in connection with your loan, compared to a loan without the GFV product.